Legal

Terms and Conditions

Last updated: July 05, 2026  ·  v1.0 - July 2026

We are Lokari, doing business as Lokari Africa, a company registered in Kenya at Thika, Kenya. We operate the website https://lokari.co.ke and the mobile application Lokari, as well as any other related products and services that refer or link to these legal terms (collectively, the “Services”).

Lokari is an AI-powered hyperlocal marketplace that digitally replicates physical towns across Africa, connecting verified local businesses with nearby consumers in a trusted, scam-free environment.

You can contact us by phone at +254789458334, email at bizhub400@gmail.com, or by mail to Thika, Kenya.

These Legal Terms constitute a legally binding agreement between you and Lokari concerning your access to and use of the Services. By accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms. IF YOU DO NOT AGREE WITH ALL OF THESE LEGAL TERMS, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICES AND YOU MUST DISCONTINUE USE IMMEDIATELY.

All users who are minors in the jurisdiction in which they reside (generally under the age of 18) must have the permission of, and be directly supervised by, their parent or guardian to use the Services.


1. Our Services

The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. Those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws.

2. Intellectual Property Rights

We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics (collectively, the “Content”), as well as the trademarks, service marks, and logos contained therein (the “Marks”).

Our Content and Marks are protected by copyright and trademark laws around the world. The Content and Marks are provided “AS IS” for your personal, non-commercial use or internal business purpose only.

No part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission. For permissions, contact: bizhub400@gmail.com.

3. User Representations

By using the Services, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information; (3) you have the legal capacity and agree to comply with these Legal Terms; (4) you are not a minor or have parental permission; (5) you will not access the Services through automated or non-human means; (6) you will not use the Services for any illegal or unauthorized purpose; and (7) your use will not violate any applicable law or regulation.

4. User Registration

You may be required to register to use the Services. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

5. Products

We make every effort to display as accurately as possible the colours, features, specifications, and details of the products available on the Services. All products are subject to availability. We reserve the right to discontinue any products at any time for any reason. Prices for all products are subject to change.

6. Purchases and Payment

You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Services. Sales tax will be added to the price of purchases as deemed required by us. We may change prices at any time.

You agree to pay all charges at the prices then in effect for your purchases and you authorise us to charge your chosen payment provider for any such amounts. We reserve the right to refuse any order placed through the Services.

7. Return/Refunds Policy

All sales are final and no refund will be issued.

8. Software

We may include software for use in connection with our Services. Any software is provided “AS IS” without warranty of any kind. You may not reproduce or redistribute any software except in accordance with the applicable licence or these Legal Terms.

9. Prohibited Activities

You may not access or use the Services for any purpose other than that for which we make the Services available. As a user of the Services, you agree not to:

  • Systematically retrieve data to create a collection, compilation, database, or directory without our written permission.
  • Trick, defraud, or mislead us and other users, especially to learn sensitive account information such as passwords.
  • Circumvent, disable, or interfere with security-related features of the Services.
  • Disparage, tarnish, or otherwise harm us and/or the Services.
  • Use any information from the Services to harass, abuse, or harm another person.
  • Make improper use of our support services or submit false reports of abuse or misconduct.
  • Use the Services in a manner inconsistent with any applicable laws or regulations.
  • Engage in unauthorised framing of or linking to the Services.
  • Upload or transmit viruses, Trojan horses, or other material that interferes with the Services.
  • Engage in any automated use of the system, including scripts, bots, or data mining tools.
  • Delete the copyright or other proprietary rights notice from any Content.
  • Attempt to impersonate another user or person.
  • Interfere with, disrupt, or create an undue burden on the Services.
  • Harass, annoy, intimidate, or threaten any of our employees or agents.
  • Copy or adapt the Services' software including Flash, PHP, HTML, JavaScript, or other code.
  • Use the Services as part of any effort to compete with us or for any revenue-generating endeavour.
  • Sell or otherwise transfer your profile.

10. User Generated Contributions

The Services may invite you to contribute content including text, writings, video, audio, photographs, graphics, comments, suggestions, or personal information (“Contributions”). Contributions may be viewable by other users and possibly through third-party websites.

When you create or make available any Contributions, you represent and warrant that they do not infringe any third-party rights, are not false or misleading, are not obscene or harassing, do not violate any applicable law, and do not violate any privacy rights of any third party.

11. Contribution Licence

By posting your Contributions to any part of the Services, you automatically grant us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right and licence to host, use, copy, reproduce, disclose, sell, publish, broadcast, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt, and distribute such Contributions for any purpose, commercial or otherwise.

12. Guidelines for Reviews

When posting a review, you must: (1) have firsthand experience with the entity being reviewed; (2) not use offensive or hateful language; (3) not include discriminatory references; (4) not reference illegal activity; (5) not be affiliated with competitors when posting negative reviews; (6) not post false or misleading statements; and (7) not organise campaigns encouraging others to post reviews.

13. Mobile Application Licence

If you access the Services via the App, we grant you a revocable, non-exclusive, non-transferable, limited right to install and use the App on wireless electronic devices owned or controlled by you, strictly in accordance with these Legal Terms.

You shall not: (1) decompile or reverse engineer the App; (2) make modifications to the App; (3) violate any applicable laws in connection with your use; (4) use the App for revenue-generating purposes it was not designed for; or (5) use the App to create a competing product.

14. Third-Party Websites and Content

The Services may contain links to other websites (“Third-Party Websites”) as well as articles, photographs, text, graphics, and other content from third parties. Such Third-Party Websites and content are not investigated, monitored, or checked for accuracy by us, and we are not responsible for any Third-Party Websites or content posted on or available through the Services.

15. Services Management

We reserve the right, but not the obligation, to: (1) monitor the Services for violations of these Legal Terms; (2) take appropriate legal action against anyone who violates the law or these Legal Terms; (3) in our sole discretion, refuse, restrict access to, limit the availability of, or disable any of your Contributions; and (4) otherwise manage the Services in a manner designed to protect our rights and property.

16. Privacy Policy

We care about data privacy and security. By using the Services, you agree to be bound by our Privacy Policy posted on the Services. The Services are hosted in Kenya. If you access the Services from any other region of the world with laws governing personal data collection that differ from Kenyan law, you expressly consent to have your data transferred to and processed in Kenya.

17. Copyright Infringements

We respect the intellectual property rights of others. If you believe that any material available on or through the Services infringes upon any copyright you own or control, please immediately notify us using the contact information provided below.

18. Term and Termination

These Legal Terms shall remain in full force and effect while you use the Services. WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SERVICES TO ANY PERSON FOR ANY REASON, INCLUDING FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE LEGAL TERMS.

If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party.

19. Modifications and Interruptions

We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of the Services without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services.

20. Governing Law

These Legal Terms shall be governed by and defined following the laws of Kenya. Lokari and yourself irrevocably consent that the courts of Kenya shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these Legal Terms.

21. Dispute Resolution

Informal Negotiations

To expedite resolution and control the cost of any dispute, the Parties agree to first attempt to negotiate any Dispute informally for at least thirty (30) days before initiating arbitration.

Binding Arbitration

If the parties are unable to resolve the dispute through informal negotiation, the dispute shall be finally resolved by arbitration in accordance with the United Nations Commission on International Trade Law Arbitration Rules. The seat of arbitration shall be Thika, Kenya. The language shall be English.

Restrictions

The Parties agree that any arbitration shall be limited to the Dispute between the Parties individually. No arbitration shall be joined with any other proceeding, and there is no right for any Dispute to be arbitrated on a class-action basis.

22. Corrections

There may be information on the Services that contains typographical errors, inaccuracies, or omissions. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Services at any time, without prior notice.

23. Disclaimer

THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICES.

24. Limitations of Liability

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US.

25. Indemnification

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys' fees, made by any third party due to or arising out of: (1) your Contributions; (2) use of the Services; (3) breach of these Legal Terms; (4) any breach of your representations and warranties; (5) your violation of the rights of a third party; or (6) any overt harmful act toward any other user of the Services.

26. User Data

We will maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Services.

27. Electronic Communications, Transactions, and Signatures

Visiting the Services, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically satisfy any legal requirement that such communication be in writing.

28. Miscellaneous

These Legal Terms and any policies or operating rules posted by us on the Services constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Legal Terms shall not operate as a waiver of such right or provision. These Legal Terms operate to the fullest extent permissible by law.

29. Physical Verification Clause

“Lokari’s Verified badge confirms that a business was physically inspected at the time of onboarding. It does not constitute an endorsement of the merchant’s products, services, pricing, or future conduct.”

30. AI Disclaimer Clause

“Lokari uses artificial intelligence to power search and business recommendations. These results are generated algorithmically and do not constitute professional advice. Lokari is not liable for decisions made based on AI-generated suggestions.”

31. Hyperlocal Scope Clause

“Lokari’s services are scoped to specific towns, estates, and localities within Kenya and Africa. Business listings, deals, and events are location-specific. Lokari does not guarantee availability of listed businesses or services in areas beyond the designated coverage zones.”

32. WhatsApp Communication Clause

“Lokari facilitates direct WhatsApp communication between consumers and merchants as a convenience feature. Lokari is not a party to any such communications, does not monitor WhatsApp messages, and is not responsible for the outcome of any transaction or conversation initiated through this feature.”

33. Merchant Delisting Clause

“Lokari reserves the right to delist any merchant at any time without prior notice if the merchant is found to have engaged in fraudulent activity, received sustained negative community reports, failed a re-verification inspection, or violated these Terms. No refund of any listing fee shall be due in such circumstances.”

34. Contact Us

In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at:

Lokari

Thika, Kenya

Phone: +254789458334

Email: bizhub400@gmail.com

Version: v1.0 - July 2026